> Enter a gross or net salary in EGP and see Egypt’s 2026 salary tax, social insurance and take-home pay, and what the employee costs the employer. > > Web page: https://www.growaxis.net/services/egypt-salary-calculator Calculator · Egypt 2026 # Gross to net in Egypt: what an employee takes home, and costs, in 2026. A gross to net salary calculator for Egypt: enter a net or gross monthly salary and see the employee’s social insurance, salary tax and take-home pay, and the employer’s social insurance and total cost, under Egypt’s 2026 rules. For example, EGP 20,000 gross pays EGP 15,708 net and costs the employer EGP 23,131 a month. [How embedded teams work](https://www.growaxis.net/services/embedded-teams) ## Gross to net: one salary Type a monthly salary in pounds and say whether it is gross or net. The payslip below follows Egypt’s 2026 social insurance and salary tax rules. ## Calculate pay and cost Start from a role and level to use typical pay, or type any salary and switch between net and gross. Add roles to cost a whole team. __GrowAxis all-in monthly rate per role__ | Role | People | All-in rate a person, a month | | --------------------------- | ------ | ----------------------------- | | Mid-level software engineer | 1 | USD 2,500 | A month USD 2,500 A year USD 30,000 People 1 What the rate includes - All in: pay, Egypt’s social insurance and salary tax handling, equipment and management, from $1,500 a month per person. - Rates differ by role and level; the free 30-minute growth assessment sets the scope, and the proposal after it confirms the price before anything starts. - Not tax or legal advice. Built for founders who… - …are hiring in Egypt and need the full monthly cost - …were offered a net salary and want the gross - …are comparing a team in Egypt with one at home ## What the calculation covers 1. ### Social insurance Employee 11% and employer 18.75% of the insurable wage, held between EGP 2,700 and EGP 16,700 a month in 2026. 2. ### Salary tax Yearly pay less employee social insurance and the EGP 20,000 exemption, taxed in bands from 0% to 27.5%. 3. ### Martyrs’ fund 0.05% of gross pay, deducted from the employee. 4. ### Net to gross Enter the take-home pay and the calculator finds the gross pay behind it. 5. ### Employer cost Gross pay plus employer social insurance, plus any other costs or fees you add. 6. ### Your currency Dollars, riyals and dirhams at the 27 October 2026 rate, or euros and pounds at a rate you enter. __Gross to net in Egypt at common salaries, 2026 (EGP a month, rounded)__ | Aspect | 7,000 gross | 10,000 gross | 15,000 gross | 20,000 gross | 30,000 gross | 50,000 gross | 100,000 gross | | ------------------------- | ----------- | ------------ | ------------ | ------------ | ------------ | ------------ | ------------- | | Employee social insurance | 770 | 1,100 | 1,650 | 1,837 | 1,837 | 1,837 | 1,837 | | Salary tax | 123 | 593 | 1,483 | 2,445 | 4,691 | 9,520 | 23,291 | | Martyrs’ fund | 4 | 5 | 8 | 10 | 15 | 25 | 50 | | Net pay | 6,104 | 8,303 | 11,860 | 15,708 | 23,457 | 38,618 | 74,822 | | Employer social insurance | 1,313 | 1,875 | 2,813 | 3,131 | 3,131 | 3,131 | 3,131 | | Employer cost | 8,313 | 11,875 | 17,813 | 23,131 | 33,131 | 53,131 | 103,131 | ## Egypt’s payroll rules for 2026 Insurable wage At least EGP 2,700 and at most EGP 16,700 a month, from 1 January 2026 (NOSI). Social insurance rates Employer 18.75%, employee 11% of the insurable wage: at most EGP 3,131.25 and EGP 1,837 a month. Exemption EGP 20,000 a year, deducted before tax. Tax bands, yearly taxable pay 0% to EGP 40,000; 10% to 55,000; 15% to 70,000; 20% to 200,000; 22.5% to 400,000; 25% to 1,200,000; 27.5% above. Higher pay Above EGP 600,000 of yearly taxable pay the lower bands fall away step by step; above EGP 1.2 million, everything up to 1.2 million is taxed at 25%. Martyrs’ fund 0.05% of gross pay. Minimum wage EGP 7,000 a month in the private sector since 1 March 2025; the National Wages Council now reviews it at least once a year. Yearly raise At least 3% of the insurable wage, under Labour Law 14 of 2025. 2026 insurable wage, official From 1 January 2026 the insurable wage is at least EGP 2,700 and at most EGP 16,700 a month, up from EGP 2,300 and EGP 14,500, under Social Insurance Law 148 of 2019\. NOSI announced it on 30 November 2025. Withholding and filing Salary tax is withheld every month. Employers file quarterly statements in January, April, July and October, and the tax year is the calendar year. Annual return Individual tax returns are due by 31 March after the end of the tax year. Bonuses and exempt pay Salaries and bonuses are taxed as employment income. Pensions, end-of-service gratuities and specific allowances are exempt. Training fund Private companies with 30 or more workers pay 0.25% of the minimum insured wage a year for each worker, at least EGP 10 and at most EGP 30 (Labour Law 14 of 2025, Article 21). Sources: [Andersen Egypt: social insurance in Egypt](https://eg.andersen.com/social-insurance-in-egypt/); [Mercans: 2026 insurable wage limits (NOSI)](https://mercans.com/resources/statutory-alerts/egypt-minimum-and-maximum-insurable-wage-limits-increase-for-social-insurance-from-2026/); [PwC Worldwide Tax Summaries: Egypt, taxes on personal income](https://taxsummaries.pwc.com/egypt/individual/taxes-on-personal-income); [Tawzef: Egypt gross-to-net steps for 2026](https://www.tawzef.com/en/blogs/egypt-salary-calculator-2026-faq); [The Rio Times: Egypt orders yearly minimum wage reviews (26 October 2026)](https://www.riotimesonline.com/egypt-orders-yearly-minimum-wage-reviews-2026/); [Andersen Egypt: Labour Law No. 14 of 2025](https://eg.andersen.com/egypts-labour-law-14-2025/); [NOSI: insurable wage limits raised from 1 January 2026 (30 November 2025)](https://www.nosi.gov.eg/ar/news/Pages/2025-11-30.aspx); [PwC Worldwide Tax Summaries: Egypt, tax administration (reviewed 17 August 2026)](https://taxsummaries.pwc.com/egypt/individual/tax-administration); [Andersen Egypt: personal income tax in 2026](https://eg.andersen.com/personal-income-tax/); [Andersen Egypt: English translation of Labour Law No. 14 of 2025](https://eg.andersen.com/wp-content/uploads/2025/05/Translation-of-Labor-law-No.-14-of-2025.pdf). A summary for planning, not legal advice. ## Egypt at a glance, 2026 The numbers that decide whether Egypt fits, each from its source. Offshoring exports, from 282 delivery centres run by 252 companies (ITIDA, August 2026) $5.2B People in exporting outsourcing and tech companies, June 2026 195,300 University graduates a year 750,000 Subsea cables in service landing in Egypt, with 6 more planned 18 Ahead of Berlin, Paris and Amsterdam for most of the year +1 hour A month, all in, for a mid-level software engineer at GrowAxis’s 2026 rates $2,500 Sources: [ITIDA: Egypt offshoring exports hit $5.2B (26 August 2026)](https://itida.gov.eg/English/PressReleases/Pages/egypt-pm-madbouly-mcit-minister-raafat-hindy-alexandria-visit.aspx); [TeleGeography Submarine Cable Map: Egypt (checked 4 November 2026)](https://www.submarinecablemap.com/country/egypt); [GrowAxis: Cairo time difference in 2026](https://www.growaxis.net/insights/cairo-time-difference-2026); [GrowAxis: Egypt salary calculator, 2026 rates](https://www.growaxis.net/services/egypt-salary-calculator). Already delivering from Egypt - [Teleperformance (TP)](https://itida.gov.eg/English/PressReleases/Pages/egypt-pm-madbouly-mcit-minister-raafat-hindy-alexandria-visit.aspx "ITIDA: Egypt offshoring exports reach $5.2B as tech companies scale delivery hubs beyond Cairo (26 August 2026)")About 26,800 peopleNew Cairo, Giza, Alexandria - [Concentrix](https://itida.gov.eg/English/PressReleases/Pages/egypt-pm-madbouly-mcit-minister-raafat-hindy-alexandria-visit.aspx "ITIDA: Egypt offshoring exports reach $5.2B as tech companies scale delivery hubs beyond Cairo (26 August 2026)")24,500 people in 13 centresCairo, Giza, Alexandria - [Vodafone \_VOIS](https://itida.gov.eg/English/PressReleases/Pages/egypt-pm-madbouly-mcit-minister-raafat-hindy-alexandria-visit.aspx "ITIDA: Egypt offshoring exports reach $5.2B as tech companies scale delivery hubs beyond Cairo (26 August 2026)")9,500 specialistsCairo, Alexandria - [Sutherland](https://itida.gov.eg/English/PressReleases/Pages/egypt-pm-madbouly-mcit-minister-raafat-hindy-alexandria-visit.aspx "ITIDA: Egypt offshoring exports reach $5.2B as tech companies scale delivery hubs beyond Cairo (26 August 2026)")Over 6,000 in AlexandriaAlexandria, New Cairo - [Valeo](https://itida.gov.eg/English/PressReleases/Pages/valeo-ai-development-center-opening-egypt-smart-village.aspx "ITIDA: Egypt marks Valeo’s 20-year presence with launch of AI Development Center in Cairo (20 April 2026)")Over 3,000 engineersSmart Village, Cairo - [Dell Technologies](https://itida.gov.eg/English/MediaCenter/News/Pages/CIT%5FMinister%5FTours%5FDell%5FCoE%5Fin%5FEgypt.aspx "ITIDA: Minister of Communications and IT tours Dell Technologies Centre of Excellence (16 October 2024)")Center of ExcellenceCairo - [IBM](https://www.ibm.com/careers/blog/your-sap-journey-starts-here-careers-at-ibm-egypt "IBM Careers blog: Your SAP journey starts here, careers at IBM Egypt")Client Innovation CentersCairo, Giza - [Siemens EDA](https://itida.gov.eg/English/PressReleases/Pages/itida-siemens-mou-electronics-RnD-egypt.aspx "ITIDA: ITIDA collaborates with Siemens Digital Industries Software to expand advanced technology development in Egypt (12 December 2023)")Engineering R&DCairo - [Capgemini](https://www.capgemini.com/news/press-releases/capgemini-to-establish-ai-center-of-excellence-in-egypt-to-accelerate-ai-driven-innovation-for-global-clients/ "Capgemini: Capgemini to establish AI Center of Excellence in Egypt (7 April 2025)")Delivery and AI centresCairo - [DXC Technology](https://dxc.com/us/en/newsroom/12012025-dxc-technology-and-egypts-information-technology-industry-development-agency-partner-to-support-neurodiversity-in-the-workplace "DXC: DXC Technology and ITIDA partner to support neurodiversity in the workplace (1 December 2025)")Over 600 IT professionalsCairo - [TTEC](https://www.ttec.com/newsroom/press-release/ttec-expands-operations-egypt-following-global-offshoring-summit-engagement "TTEC: TTEC expands operations in Egypt following Global Offshoring Summit engagement (25 November 2025)")Over 500, more plannedMaadi Technology Park - [Deloitte](https://itida.gov.eg/English/PressReleases/Pages/deloitte%5Flaunches%5FUSD30%5Fmillion%5Finnovation%5Fhub%5Fin%5FCairo.aspx "ITIDA: ICT Minister inaugurates Deloitte Innovation Hub in Cairo (10 October 2024)")Innovation Hub, over 350Cairo - [EY](https://itida.gov.eg/English/PressReleases/Pages/ey-mena-regional-consulting-technology-hub-egypt.aspx "ITIDA: EY MENA launches regional consulting and technology hub in Egypt (2 July 2026)")Talent hub, 1,000+ jobs plannedEgypt - [Henkel](https://itida.gov.eg/English/MediaCenter/News/Pages/Henkel-Egypt-Renews-3-Year-Partnership-with-ITIDA-.aspx "ITIDA: Henkel Egypt renews 3-year partnership with ITIDA to expand export services through its Global Business Solutions office in Cairo (10 June 2024)")Global Business SolutionsCairo Companies with delivery centres in Egypt, each linked to the public source that states it. They are not GrowAxis clients, and the logos remain their owners’ trademarks. Outsourcing to Egypt 2026: the destination guide The industry, talent and languages, costs by role, hours, the rules, who is already there and how to set up a team. PDF, 20 pages, free, no sign-up. [Download the full guide](https://www.growaxis.net/resources/egypt-outsourcing-guide-2026.pdf) ## How the numbers are worked out The calculator follows the 2026 payroll steps: the insurable wage from the gross pay, employee and employer social insurance on it, salary tax on the yearly pay after social insurance and the exemption (rounded down to EGP 10), the martyrs’ fund, then net pay and the employer’s cost. A net salary is turned into gross by working the payslip backwards. It checks against the published 2026 example: EGP 20,000 gross gives EGP 1,837 social insurance, EGP 2,445 tax and EGP 15,708 net. 1. Gross pay 2. Social insurance 3. Taxable pay 4. Salary tax 5. Net pay 6. Employer cost Measured by - Net pay - Gross pay - Employer social insurance - Monthly and yearly cost Related - [Embedded teams: experts in your team, managed by GrowAxis](https://www.growaxis.net/services/embedded-teams) - [Employer of record (EOR) in Egypt](https://www.growaxis.net/services/employer-of-record-egypt) - [Outsourcing to Egypt](https://www.growaxis.net/services/outsourcing-to-egypt) - [Software development teams in Egypt](https://www.growaxis.net/services/software-development-team-egypt) - [SNOOD: case study](https://www.growaxis.net/case-studies#snood) - [URCA: case study](https://www.growaxis.net/case-studies#urca) - [Read: Employing people in Egypt in 2026: what a foreign company needs to know](https://www.growaxis.net/insights/employing-people-in-egypt-2026) - [Read: What it costs to hire a software developer in Egypt in 2026](https://www.growaxis.net/insights/cost-of-hiring-developers-egypt-2026) - [Read: Employer of record in Egypt: 2026 prices and the total cost](https://www.growaxis.net/insights/employer-of-record-egypt-prices-2026) ## Egypt salary and employer cost calculator: what founders ask first. - ### How do you calculate gross to net salary in Egypt in 2026? Take gross pay, deduct 11% employee social insurance on the insurable wage (at most EGP 1,837 a month), deduct salary tax on the yearly pay after social insurance and the EGP 20,000 exemption, and deduct 0.05% for the martyrs’ fund. EGP 20,000 gross pays EGP 15,708 net. - ### What is EGP 50,000 gross in net pay in Egypt in 2026? EGP 38,618 a month. EGP 1,837 social insurance (the cap), EGP 9,520 salary tax and EGP 25 for the martyrs’ fund come off, and the employer pays EGP 53,131 in all. The table above shows other salaries. - ### What is the maximum social insurance in Egypt in 2026? The insurable wage is capped at EGP 16,700 a month, so the employee pays at most EGP 1,837 and the employer at most EGP 3,131.25 a month. - ### How much does it cost to employ someone in Egypt? Gross pay plus the employer’s 18.75% social insurance on the insurable wage, plus anything you add such as medical insurance or equipment. For example, a take-home pay of EGP 39,000 a month costs the employer about EGP 53,600. - ### What is the minimum wage in Egypt in 2026? EGP 7,000 a month in the private sector, in force since 1 March 2025\. A decree now requires the National Wages Council to review it at least once a year, so check for a newer decision. - ### Is this tax advice? No. It is a planning estimate using the published 2026 rules. Payroll in Egypt should be checked by an Egyptian accountant, and rules change, usually from January. - ### When is salary tax paid in Egypt? The employer withholds it from pay every month and files quarterly statements in January, April, July and October. The tax year runs from 1 January to 31 December. - ### Are bonuses taxed in Egypt? Yes. Bonuses are taxed as employment income with the salary, in the same bands from 0% to 27.5%. Pensions, end-of-service gratuities and specific allowances are exempt. ## Want people in Egypt without running the payroll? 30 minutes. We look at the roles you need and show you what an embedded team in Cairo would cost, with GrowAxis as the employer. No pitch. [Download the Egypt guide (PDF)](https://www.growaxis.net/resources/egypt-outsourcing-guide-2026.pdf) 30 minutes · Free · No pitch --- ## Contact GrowAxis - Email: contact@growaxis.net - Phone: +32 492 41 3612, +20 106 168 3566 - Offices: Uxbridge, United Kingdom & Cairo, Egypt - Profiles: https://www.linkedin.com/company/growaxis, https://www.instagram.com/growaxiss/, https://clutch.co/profile/growaxis, https://www.goodfirms.co/company/growaxis, https://www.sortlist.com/agency/growaxis, https://www.trustpilot.com/review/growaxis.net - The first step is a free 30-minute growth assessment: https://www.growaxis.net/#assessment