Calculator · Egypt 2026
Gross to net in Egypt: what an employee takes home, and costs, in 2026.
A gross to net salary calculator for Egypt: enter a net or gross monthly salary and see the employee’s social insurance, salary tax and take-home pay, and the employer’s social insurance and total cost, under Egypt’s 2026 rules. For example, EGP 20,000 gross pays EGP 15,708 net and costs the employer EGP 23,131 a month.
01Gross to net
Gross to net: one salary
Type a monthly salary in pounds and say whether it is gross or net. The payslip below follows Egypt’s 2026 social insurance and salary tax rules.
- Gross salary
- EGP 30,000
- Employee social insurance (11% of EGP 16,700)
- −EGP 1,837
- Salary tax
- −EGP 4,691
- Martyrs’ fund (0.05%)
- −EGP 15
- Net, take-home pay
- EGP 23,457
- Employer social insurance (18.75%)
- EGP 3,131
- Cost to the employer
- EGP 33,131
Egypt’s 2026 rules, a month at a time: social insurance on pay between EGP 2,700 and EGP 16,700, salary tax from 0% to 27.5% after an EGP 20,000 yearly exemption. A planning estimate, not tax advice.
02Estimate
Calculate pay and cost
Start from a role and level to use typical pay, or type any salary and switch between net and gross. Add roles to cost a whole team.
Rates are set in US dollars; other currencies use the Central Bank of Egypt’s dollar rate on 3 November 2026, the riyal and dirham through their dollar pegs. Change them to today’s.
| Role | People | All-in rate a person, a month |
|---|---|---|
| Mid-level software engineer | 1 | USD 2,500 |
- A month
- USD 2,500
- A year
- USD 30,000
- People
- 1
What the rate includes
- All in: pay, Egypt’s social insurance and salary tax handling, equipment and management, from $1,500 a month per person.
- Rates differ by role and level; the free 30-minute growth assessment sets the scope, and the proposal after it confirms the price before anything starts.
- Not tax or legal advice.
03Who it’s for
Built for founders who…
…are hiring in Egypt and need the full monthly cost
…were offered a net salary and want the gross
…are comparing a team in Egypt with one at home
04What’s included
What the calculation covers
- 01
Social insurance
Employee 11% and employer 18.75% of the insurable wage, held between EGP 2,700 and EGP 16,700 a month in 2026.
- 02
Salary tax
Yearly pay less employee social insurance and the EGP 20,000 exemption, taxed in bands from 0% to 27.5%.
- 03
Martyrs’ fund
0.05% of gross pay, deducted from the employee.
- 04
Net to gross
Enter the take-home pay and the calculator finds the gross pay behind it.
- 05
Employer cost
Gross pay plus employer social insurance, plus any other costs or fees you add.
- 06
Your currency
Dollars, riyals and dirhams at the 27 October 2026 rate, or euros and pounds at a rate you enter.
7,000 gross
- Employee social insurance
- 770
- Salary tax
- 123
- Martyrs’ fund
- 4
- Net pay
- 6,104
- Employer social insurance
- 1,313
- Employer cost
- 8,313
10,000 gross
- Employee social insurance
- 1,100
- Salary tax
- 593
- Martyrs’ fund
- 5
- Net pay
- 8,303
- Employer social insurance
- 1,875
- Employer cost
- 11,875
15,000 gross
- Employee social insurance
- 1,650
- Salary tax
- 1,483
- Martyrs’ fund
- 8
- Net pay
- 11,860
- Employer social insurance
- 2,813
- Employer cost
- 17,813
20,000 gross
- Employee social insurance
- 1,837
- Salary tax
- 2,445
- Martyrs’ fund
- 10
- Net pay
- 15,708
- Employer social insurance
- 3,131
- Employer cost
- 23,131
30,000 gross
- Employee social insurance
- 1,837
- Salary tax
- 4,691
- Martyrs’ fund
- 15
- Net pay
- 23,457
- Employer social insurance
- 3,131
- Employer cost
- 33,131
50,000 gross
- Employee social insurance
- 1,837
- Salary tax
- 9,520
- Martyrs’ fund
- 25
- Net pay
- 38,618
- Employer social insurance
- 3,131
- Employer cost
- 53,131
100,000 gross
- Employee social insurance
- 1,837
- Salary tax
- 23,291
- Martyrs’ fund
- 50
- Net pay
- 74,822
- Employer social insurance
- 3,131
- Employer cost
- 103,131
| Aspect | 7,000 gross | 10,000 gross | 15,000 gross | 20,000 gross | 30,000 gross | 50,000 gross | 100,000 gross |
|---|---|---|---|---|---|---|---|
| Employee social insurance | 770 | 1,100 | 1,650 | 1,837 | 1,837 | 1,837 | 1,837 |
| Salary tax | 123 | 593 | 1,483 | 2,445 | 4,691 | 9,520 | 23,291 |
| Martyrs’ fund | 4 | 5 | 8 | 10 | 15 | 25 | 50 |
| Net pay | 6,104 | 8,303 | 11,860 | 15,708 | 23,457 | 38,618 | 74,822 |
| Employer social insurance | 1,313 | 1,875 | 2,813 | 3,131 | 3,131 | 3,131 | 3,131 |
| Employer cost | 8,313 | 11,875 | 17,813 | 23,131 | 33,131 | 53,131 | 103,131 |
05Rules
Egypt’s payroll rules for 2026
- Insurable wage
- At least EGP 2,700 and at most EGP 16,700 a month, from 1 January 2026 (NOSI).
- Social insurance rates
- Employer 18.75%, employee 11% of the insurable wage: at most EGP 3,131.25 and EGP 1,837 a month.
- Exemption
- EGP 20,000 a year, deducted before tax.
- Tax bands, yearly taxable pay
- 0% to EGP 40,000; 10% to 55,000; 15% to 70,000; 20% to 200,000; 22.5% to 400,000; 25% to 1,200,000; 27.5% above.
- Higher pay
- Above EGP 600,000 of yearly taxable pay the lower bands fall away step by step; above EGP 1.2 million, everything up to 1.2 million is taxed at 25%.
- Martyrs’ fund
- 0.05% of gross pay.
- Minimum wage
- EGP 7,000 a month in the private sector since 1 March 2025; the National Wages Council now reviews it at least once a year.
- Yearly raise
- At least 3% of the insurable wage, under Labour Law 14 of 2025.
- 2026 insurable wage, official
- From 1 January 2026 the insurable wage is at least EGP 2,700 and at most EGP 16,700 a month, up from EGP 2,300 and EGP 14,500, under Social Insurance Law 148 of 2019. NOSI announced it on 30 November 2025.
- Withholding and filing
- Salary tax is withheld every month. Employers file quarterly statements in January, April, July and October, and the tax year is the calendar year.
- Annual return
- Individual tax returns are due by 31 March after the end of the tax year.
- Bonuses and exempt pay
- Salaries and bonuses are taxed as employment income. Pensions, end-of-service gratuities and specific allowances are exempt.
- Training fund
- Private companies with 30 or more workers pay 0.25% of the minimum insured wage a year for each worker, at least EGP 10 and at most EGP 30 (Labour Law 14 of 2025, Article 21).
Sources: Andersen Egypt: social insurance in Egypt; Mercans: 2026 insurable wage limits (NOSI); PwC Worldwide Tax Summaries: Egypt, taxes on personal income; Tawzef: Egypt gross-to-net steps for 2026; The Rio Times: Egypt orders yearly minimum wage reviews (26 October 2026); Andersen Egypt: Labour Law No. 14 of 2025; NOSI: insurable wage limits raised from 1 January 2026 (30 November 2025); PwC Worldwide Tax Summaries: Egypt, tax administration (reviewed 17 August 2026); Andersen Egypt: personal income tax in 2026; Andersen Egypt: English translation of Labour Law No. 14 of 2025. A summary for planning, not legal advice.
06Egypt at a glance
Egypt at a glance, 2026
The numbers that decide whether Egypt fits, each from its source.
- Offshoring exports, from 282 delivery centres run by 252 companies (ITIDA, August 2026)
- $5.2B
- People in exporting outsourcing and tech companies, June 2026
- 195,300
- University graduates a year
- 750,000
- Subsea cables in service landing in Egypt, with 6 more planned
- 18
- Ahead of Berlin, Paris and Amsterdam for most of the year
- +1 hour
- A month, all in, for a mid-level software engineer at GrowAxis’s 2026 rates
- $2,500
Sources: ITIDA: Egypt offshoring exports hit $5.2B (26 August 2026); TeleGeography Submarine Cable Map: Egypt (checked 4 November 2026); GrowAxis: Cairo time difference in 2026; GrowAxis: Egypt salary calculator, 2026 rates.
Already delivering from Egypt
- Teleperformance (TP)About 26,800 peopleNew Cairo, Giza, Alexandria
- Concentrix24,500 people in 13 centresCairo, Giza, Alexandria
Vodafone _VOIS9,500 specialistsCairo, Alexandria- SutherlandOver 6,000 in AlexandriaAlexandria, New Cairo
- ValeoOver 3,000 engineersSmart Village, Cairo
Dell TechnologiesCenter of ExcellenceCairo- IBMClient Innovation CentersCairo, Giza
- Siemens EDAEngineering R&DCairo
- CapgeminiDelivery and AI centresCairo
- DXC TechnologyOver 600 IT professionalsCairo
- TTECOver 500, more plannedMaadi Technology Park
- DeloitteInnovation Hub, over 350Cairo
- EYTalent hub, 1,000+ jobs plannedEgypt
- HenkelGlobal Business SolutionsCairo
Companies with delivery centres in Egypt, each linked to the public source that states it. They are not GrowAxis clients, and the logos remain their owners’ trademarks.
Outsourcing to Egypt 2026: the destination guide
The industry, talent and languages, costs by role, hours, the rules, who is already there and how to set up a team. PDF, 20 pages, free, no sign-up.
07How it’s installed
How the numbers are worked out
The calculator follows the 2026 payroll steps: the insurable wage from the gross pay, employee and employer social insurance on it, salary tax on the yearly pay after social insurance and the exemption (rounded down to EGP 10), the martyrs’ fund, then net pay and the employer’s cost. A net salary is turned into gross by working the payslip backwards. It checks against the published 2026 example: EGP 20,000 gross gives EGP 1,837 social insurance, EGP 2,445 tax and EGP 15,708 net.
- Gross pay
- Social insurance
- Taxable pay
- Salary tax
- Net pay
- Employer cost
Measured by
- Net pay
- Gross pay
- Employer social insurance
- Monthly and yearly cost
Related
- Embedded teams: experts in your team, managed by GrowAxis
- Employer of record (EOR) in Egypt
- Outsourcing to Egypt
- Software development teams in Egypt
- SNOOD: case study
- URCA: case study
- Read: Employing people in Egypt in 2026: what a foreign company needs to know
- Read: What it costs to hire a software developer in Egypt in 2026
- Read: Employer of record in Egypt: 2026 prices and the total cost
08FAQ
Egypt salary and employer cost calculator: what founders ask first.
Take gross pay, deduct 11% employee social insurance on the insurable wage (at most EGP 1,837 a month), deduct salary tax on the yearly pay after social insurance and the EGP 20,000 exemption, and deduct 0.05% for the martyrs’ fund. EGP 20,000 gross pays EGP 15,708 net.
EGP 38,618 a month. EGP 1,837 social insurance (the cap), EGP 9,520 salary tax and EGP 25 for the martyrs’ fund come off, and the employer pays EGP 53,131 in all. The table above shows other salaries.
The insurable wage is capped at EGP 16,700 a month, so the employee pays at most EGP 1,837 and the employer at most EGP 3,131.25 a month.
Gross pay plus the employer’s 18.75% social insurance on the insurable wage, plus anything you add such as medical insurance or equipment. For example, a take-home pay of EGP 39,000 a month costs the employer about EGP 53,600.
EGP 7,000 a month in the private sector, in force since 1 March 2025. A decree now requires the National Wages Council to review it at least once a year, so check for a newer decision.
No. It is a planning estimate using the published 2026 rules. Payroll in Egypt should be checked by an Egyptian accountant, and rules change, usually from January.
The employer withholds it from pay every month and files quarterly statements in January, April, July and October. The tax year runs from 1 January to 31 December.
Yes. Bonuses are taxed as employment income with the salary, in the same bands from 0% to 27.5%. Pensions, end-of-service gratuities and specific allowances are exempt.
Free growth assessment
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